Visa Low-Rate

0 percent on balance transfers and purchases

0% APR for the first 6 months on
 purchases and balance transfers 
with a New Visa Low-Rate Card.

Our lowest-rate Visa card

Designed with you in mind, our Visa Low-Rate card offers you security and convenience with a great low rate and no hidden fees. The low rate makes this card a great choice if you carry a credit card balance or need an every day card solution. Accepted at ATMs and merchants worldwide.

Apply online, call 801-260-7700 or visit any of our branch locations.

Home Banking

cardMore Features & Benefits

  • No Fees. No annual fees, no transaction fees, no balance transfer fees, and no minimum finance charges.
  • Free Verified by Visa fraud protection
  • 24-hour online account access on Home Banking and the Mobile Banking app
  • No penalty APR
  • Manage your card with the Cyprus Card Control app
  • 25-day grace period on purchases
  • Billing dispute resolution
  • Easy-access cash advances
  • Choice of Card Designs

Visa Terms


Don’t have a Low-Rate card?


Click below to apply or call our Lending Team at 801-260-7700.


Visa Rewards

APR as low as 14.74%

Visa Rewards

  • Earn one point for every dollar you spend
  • Redeem for gift cards, travel, merchandise & more

Special Offer:

10,000 bonus points with new card when you spend $1,000 in the first 90 days

Visa Cash Back

APR as low as 17.74%

Visa Cash Back

  • 1.5% cash back on all purchases 
  • Paid quarterly and automatically deposited to your savings account 

Visa Low-Rate

APR as low as 12.24%

Visa Low-Rate

  • Lowest interest rate
  • Great for debt consolidation

Special Offer:

0% APR for the first 6 months on purchases and balance transfers with a new Low-Rate card


The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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