Dream Certificate

Home Banking

Start small and save big with a Dream Certificate from Cyprus Credit Union. With the flexible terms and high yields of a traditional Certificate, this account is a great way to save for a big purchase, vacation, or life event. Simply set up an automatic, monthly deposit of at least $10 from your Cyprus Dream Checking account to unlock these great features!

  • Start Small – Open your Dream Certificate with as little as $20.
  • Save Big – Earn dividends at the same rate as our traditional certificates.
  • Earn More – Each Dream Certificate comes with a one-time bump. If our rates increase during the term of your certificate, you can receive the new rate (upon your request).
  • Be Prepared – Did an unexpected expense come up? No worries! You can make a one-time early withdrawal of up to 25% of the balance without a penalty.
  • Keep Adding – With Dream Certificates, you can keep adding money throughout the entirety of the Certificate’s term (up to $100,000 per social security number).
  • Pair Up – Pair our Dream Certificate with other products, such as a mortgage, to help pay for home upgrades and repairs.



APY as high as 5.25%

Money Market


Share Savings

APY .05%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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