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Dream Certificate
Start Small, Save Big.
With the flexible terms and high yields of a traditional certificate, a Dream Certificate offers Dream Checking members a great way to save for a large purchase, vacation, or life event. Simply set up an automatic, monthly deposit of at least $10 from your Cyprus Dream Checking account to unlock these great features.
Start Small Open your Dream Certificate with as little as $20.
Earn Big Starting out small doesn't have to mean low savings rates. By depositing your funds into a Dream Certificate, you'll earn dividends at the same rate as a traditional certificate.
Boost Your Savings Your Dream Certificate comes with a one-time bump. If rates increase during the term of your certificate, you can receive the new rate (upon your request).
Be Prepared Life comes with unexpected expenses. Should you need pull funds from your Dream Certificate before maturity, you are allowed a one-time early withdrawal of up to 25% of the balance without a penalty.
Save More Make contributions throughout the entirety of your certificate’s term (up to $100,000 per social security number).
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member. Promotional rates are not eligible for bump rate increases.
Term
6 month Certificate (CD) Dividend Rate
4.889% APY
5.00%
Term
12 month Certificate (CD) Dividend Rate
5.128% APY
5.25%
Term
18 month Certificate (CD) Dividend Rate
4.410% APY
4.50%
Term
24 month Certificate (CD) Dividend Rate
4.410% APY
4.50%
Term
36 month Certificate (CD) Dividend Rate
4.121% APY
4.20%
Term
48 month Certificate (CD) Dividend Rate
3.928% APY
4.00%
Term
60 month Certificate (CD) Dividend Rate
3.928% APY
4.00%
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member. Promotional rates are not eligible for bump rate increases.
Current members can call or visit a branch to get started. If you aren't a member, open an account and we will open your certificate during the application process.
Certificates
APY as high as5.25%
Money Market
APY AS HIGH AS4.00%
Share Savings
APY.05%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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