Auto/RV Loan Process

Apply for your auto loan or get pre-approved.  We offer you several ways to start the application process.

  • Online through our secure website @cypruscu.com or through our Home banking application.
  • Call us at 801-260-7700 or 801-260-7600 opt #3 

Knowing the process and what documentation will be needed to process your loan request, can help the process go quicker.

Home Banking

Refinance

You will need the following:

  • Information about your vehicle- vehicle identification number (VIN), make, model, year, mileage and options
  • Copy of current vehicle registration
  • Current financial institution’s name, phone number, payoff address and account number
  • 20 day loan payoff amount
  • Proof of insurance- Agency’s name, phone number, agents name and policy number
  • Proof of income (May be needed)

Private Party Purchase

 You will need the following:

  • Information about the vehicle- vehicle identification number (VIN), make, model, year, mileage and options
  • Sellers information- Name and phone number
  • Copy of current vehicle registration or title if no lien holder
  • Need sellers lien holder information such as- financial institution name, phone number, pay off address and account number
  • Proof of insurance- Agency’s name, phone number, agents name and policy number
  • Proof of income (May be needed)

Dealer Purchase

You will need the following:

  • Copy of purchase order that includes complete vehicle description, VIN, along with breakdown of all cost such as sales tax, registration, trade in etc.
  • Proof of insurance- Agency’s name, phone number, agents name and policy number
  • Proof of income (May be needed)

Car Title Loan

You will need the following:

  • Information about the vehicle- vehicle identification number (VIN), make, model, year, mileage and options
  • Copy of current vehicle registration and title (Physical title presented at loan closing)
  • Proof of insurance- Agency’s name, phone number, agents name and policy number
  • Proof of income (May be needed)

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RV Loans

Apr As Low As 5.49%

Auto Loans

Apr As Low As 3.74%
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