Investment Home Equity Loans

Maximize your passive income

Get a home equity loan on your rental property and access funds to make much-needed improvements or upgrades.

  • Get either a line of credit with a 15-year repayment period or a fixed 2nd mortgage with a 10 or 15-year term*
  • Borrow up to 70% of the property’s combined loan-to-value (includes any other mortgages on the property)
  • Loan amounts up to $250,000
  • Maximum of two investment home equity loans per borrower




FAQs

Do investment HELOCs have any fees?
Fees on investment HELOCs include the origination fee, all title fees, and a $150 annual fee.
Can I have an investment HELOC and a HELOC on a primary residence?
Yes, you can have a HELOC on a primary and secondary home as well as a HELOC on an investment property. However, you cannot have a HELOC on more than two separate investment properties.

 

 

HELOC

Apr As Low As 7.50%

Fixed Rate 2nd Mortgage

Apr As Low As 7.49%
Meet the Mortgage Team

 

*Some conditions and restrictions may apply. Property insurance is required. Actual Annual Percentage Rate (APR) applied to a loan will range from 5.99% to 18.00% APR and is based on creditworthiness. For loans secured by a first lien, payments do not include taxes and insurance and the actual payment obligation will be greater.

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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