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Mortgage Refinance Loans
Refinance your mortgage with Cyprus Credit Union to take advantage of competitive mortgage refinance rates in Utah, tailored to your financial goals.
Why Should You Refinance Your Mortgage?
- Lower Your Interest Rate: Current refinance rates in Utah will reduce your monthly payments.
- Reduce Loan Term: Pay off your mortgage faster by shortening the loan term.
- Switch from Adjustable to Fixed Rate: Convert your adjustable-rate mortgage to a fixed-rate for consistent payments.
- Consolidate Debt: Combine multiple debts into one manageable payment.
- Fund Home Improvements: Access funds for renovations or upgrades.
Cash-out Refinance
Use your home’s equity with a cash-out refinance to consolidate debt, offering:
- One easy payment
- Lower interest rate
- Shorter payback period
Short & Sweet Mortgage
Our Short & Sweet Mortgage provides a cost-effective alternative to traditional 30-year mortgages, featuring:
- Significant savings
- No appraisal or down payment required
- Low, fixed origination fee of $495
- Terms up to 15 years
- Loan amounts up to $400,000 with 80% loan-to-value
- Automated payments available for your convenience
Explore our refinance options to find the best fit for your needs. As a member-owned institution, Cyprus Credit Union is committed to offering favorable credit union refinance mortgage rates.
Short & Sweet Mortgage (short-term mortgages at a sweet rate)
Apply Online Short & Sweet Mortgage (short-term mortgages at a sweet rate)
| Rates | 10 Year | 15 Year |
|---|---|---|
| First Tier | 6.125% | 6.375% |
* Rates are subject to change | Owner Occupied Refinance | Max LTV 80% | 680 Minimum FICO score | $400,000 Max LTV
Apply Online Short & Sweet Mortgage (short-term mortgages at a sweet rate)
Rates
First Tier 10 Year
6.125% 15 Year
6.375%
* Rates are subject to change | Owner Occupied Refinance | Max LTV 80% | 680 Minimum FICO score | $400,000 Max LTV
Mortgage Rates
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
