RV, ATV, & Motorcycle Loans

 RV Loans in Utah 

Fuel your next adventure with competitive RV loans from Cyprus Credit Union. We offer flexible RV financing and some of the best RV loan rates in Utah, helping you enjoy life on the open road or water. As a member-owned, not-for-profit financial institution, we work with you to ensure you get great rates, flexible terms, and local service you can trust.

RV Loan Options for Every Need

We provide RV financing for: 

 

Motorhomes

Travel Trailers

Fifth Wheels

Boats

ATVs

Toy Haulers

Motorcycles

Personal Watercraft

 

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Dream RV Loan Program 

Unlock extra savings and features with our Dream RV Loan. Set up automatic payments from your Cyprus Dream Rewards Checking account and enroll in Home Banking to get perks like rate reductions, rate match guarantees, and more.

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Why Should I Get RV Financing with Cyprus Credit Union?

  • Rate Reduction for On-Time Payments: Members with credit scores below 750 can lower their rate by up to 3.00% after six months of on-time payments.

  • Rate Match Guarantee: If you find a lower credit union RV loan rate in Utah, we’ll match it. Certain conditions may apply.

  • Low Rates: Enjoy some of the best RV loan rates available.

  • Flexible Terms: Choose repayment terms that fit your budget and lifestyle.

  • Quick Approval: Get your RV, boat, or ATV loan approved fast—often the same day.

  • Convenient Options: Sign loan documents from home and set up automatic payments with ease.

 


Apply Today

  • At the Dealership: Request Cyprus financing when purchasing your recreational vehicle. 

 

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FAQs

What are the current RV loan rates in Utah?
Cyprus Credit Union offers some of the most competitive RV loan rates in Utah. Interest rates are subject to change and vary depending on your credit score, loan term, and the type of RV you’re financing. You can see rates for all our loan products here. 
How do I qualify for the best RV loan rates?
To qualify for our lowest credit union RV loan rates, you’ll typically need strong credit, a low debt-to-income ratio, and steady income. Enrolling in our Dream Rewards Checking account and setting up automatic payments can also help you unlock additional rate reductions.
Can I refinance my existing RV loan?
Yes. We offer RV loan refinancing options to help you lower your interest rate, reduce monthly payments, or adjust your loan term. Our lending team can review your current loan and see if you qualify for better terms.
Does Cyprus offer ATV loan rates and boat loans?
Yes. In addition to RV financing, we provide competitive rates for ATVs, boats, travel trailers, fifth wheels, toy haulers, motorcycles, and personal watercraft. Our flexible terms make it easy to finance the recreational vehicle that best fits your lifestyle.
Why should I get an RV loan from a credit union?
Credit unions like Cyprus typically offer lower interest rates, fewer fees, and more personalized service compared to traditional banks. Because we’re member-owned, our profits are returned to members in the form of better rates and improved services, helping you save more over the life of your loan.

 

 

Current RV Loan Interest Rates in Utah 

RV Loans

Apr As Low As 7.99%

Auto Loans

Apr As Low As 5.74%
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The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

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