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Certificate Accounts
Boost your savings with a Share Certificate.
Certificates earn higher dividends than traditional savings accounts helping you grow your money at a faster rate. All Cyprus Certificates feature:
Higher Earnings - Earn a higher yield than a traditional shared savings account.
Flexible Terms - With terms ranging from six months to five years, there's a Certificate to fit your savings goal. The longer the term, the higher your earnings will be.
Secured Savings - Your funds Certificate are federally insured by the NCUA for up to $250,000.
Early withdrawal penalties may apply. Share Certificates require an initial deposit of at least $1,000.
Certificate Accounts, IRA Certificate Accounts and Dream Certificates
Term
Dividend Rate
APY
6 month Certificate (CD)
4.889%
5.00%
12 month Certificate (CD)
4.889%
5.00%
18 month Certificate (CD)
4.169%
4.25%
24 month Certificate (CD)
4.218%
4.30%
36 month Certificate (CD)
4.121%
4.20%
48 month Certificate (CD)
3.928%
4.00%
60 month Certificate (CD)
3.928%
4.00%
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member. Promotional rates are not eligible for bump rate increases.
Term
6 month Certificate (CD) Dividend Rate
4.889% APY
5.00%
Term
12 month Certificate (CD) Dividend Rate
4.889% APY
5.00%
Term
18 month Certificate (CD) Dividend Rate
4.169% APY
4.25%
Term
24 month Certificate (CD) Dividend Rate
4.218% APY
4.30%
Term
36 month Certificate (CD) Dividend Rate
4.121% APY
4.20%
Term
48 month Certificate (CD) Dividend Rate
3.928% APY
4.00%
Term
60 month Certificate (CD) Dividend Rate
3.928% APY
4.00%
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member. Promotional rates are not eligible for bump rate increases.
Open a Certificate Account
New to Cyprus
Join Cyprus and we will open your certificate during the application process.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility
or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about
third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy
notice for each linked web site.
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