Budget Planning & Tracking Tools

Personal Financial Management

Simply Manage Your Money in Home Banking

Take the work out of budgeting with Cyprus’ money management tools. Create automated budgets based on your spending right in Home and Mobile Banking. This free service helps you see where your money is being spent or saved, even if you have multiple financial accounts at other institutions. 

 

Get Started in Home Banking

BUDGET PLANNING & TRACKING TOOLS GUIDE  

 

Our new Personal Financial Management tools allows you to do the following inside Home and Mobile banking:

  • Smart Budgeting – Creates automated budgets based on past spending behavior. “The “bubble tools” option makes it easy to see if you are within, close to, or out of budget You can also rename your budget categories, create sub categories, and more.
  • External Account Linking Link all of your accounts from other institutions to the Cyprus app. This will enable you to view up-to-date balances and transactions and to manage all of your finances in one place, including deposits, loans, and more.
  • Debt Management – Allows you to see all your loans in one place and provides a payoff estimation utilizing the snowball method. You can calculate how additional payments or different strategies will impact your debt payoffs over time to help find the best strategy for you.
  • Cash Flow Tools – Allows you to view deposit and spending history and predicts future balances. 
  • Spending and Trend Tools – Allows you to see a visual representation of spending habits over time. Spending is categorized the same as in the budget tool, allowing you to see how your budgets have changed over time.
  • Net Worth Monitoring – Tracks the sum of all your assets and liabilities over time.

 

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It's Easy to Get Started

Log into Home Banking, look for the "Financial Tools" section and click "Get Started".

get started

 

Securely link all of your financial accounts for the most comprehensive view of your finances.

link accounts

  • View your spending based on categories
  • Set a monthly budget
  • Observe your spending trends
  • Analyze your cash flow
  • See your net worth
  • Look at your current debts

 

GET STARTED IN HOME BANKING  

BUDGET PLANNING & TRACKING TOOLS GUIDE  

 

 

Home Banking

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

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