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Visa for Teens
Introducing Your Teen to Credit
Introducing your teen to credit before they leave the home is a great way to help them prevent financial pitfalls in adulthood. Here are some of things that you can do right now to help your teen understand the importance and power of a credit card:
Having and using credit responsibly will help build your teen's credit score. This score determines whether or not they will be able secure loans, jobs, apartments, and more. Sit down and explain credit scores with your teens as well as the factors that help it go up and down. Misusing their card now can affect their score for years to come.
Unlike a debit card, a credit card is using money that you may not necessarily have. Teach your teen about staying under 30% of their credit limit (this will help keep their score high) and not buying anything that they don't have a plan for paying off.
What will this card be used for? Is it for emergencies only? Maybe it's for school expenses. Whatever it may be, sit down with your teen and let them know what your expectations are for the card, especially if they are an authorized user on your account.
CYPRUS PLATINUM VISA
In order to qualify for a Cyprus Platinum Visa card, a teen must:
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