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Visa for Teens
Introducing Your Teen to Credit
Introducing your teen to credit before they leave the home is a great way to help them prevent financial pitfalls in adulthood. Here are some of things that you can do right now to help your teen understand the importance and power of a credit card:
Having and using credit responsibly will help build your teen's credit score. This score determines whether or not they will be able secure loans, jobs, apartments, and more. Sit down and explain credit scores with your teens as well as the factors that help it go up and down. Misusing their card now can affect their score for years to come.
Unlike a debit card, a credit card is using money that you may not necessarily have. Teach your teen about staying under 30% of their credit limit (this will help keep their score high) and not buying anything that they don't have a plan for paying off.
What will this card be used for? Is it for emergencies only? Maybe it's for school expenses. Whatever it may be, sit down with your teen and let them know what your expectations are for the card, especially if they are an authorized user on your account.
In order to qualify for a Cyprus Platinum Visa card, a teen must:
Be a member of Cyprus Credit Union
Apply with a qualified co-signer
Benefits of a Cyprus Platinum Visa:
Start establishing credit
Notifications to keep parents in the know
Card Controls to help manage card
Free mobile banking
Access to more than 28,000 surcharge free ATMS nationwide
25 day grace period on purchases
Verified by Visa protection
To apply, call (801) 260-7700 or visit any of our branch locations.
The rail navigation utilizes arrow, enter, escape, and space bar key commands.
Left and right arrows expand / close menus in sub levels. Up and Down arrows will navigate through top tier links. Enter and space opens menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Visa Platinum Rewards
APR as low as11.74%
APR as low as10.24%
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