VISA Credit Card Terms

Grace Period: How to avoid paying interest on Purchases
Your due date is the 25th day of each month. We will not charge any interest on the portion of the purchases balances that you pay by the due date of each month


Annual Fee: None

Transaction Fee: None

Minimum Finance Charge: Average Daily Balance Method (including new purchases)

Cash Advance Fee: 0% of advance. Interest will begin charging on the date of the transaction.

Late Payment Fee: A late charge of 5% of the payment or $25 whichever is greater, shall be charged on any payment not made within 10 days after its due date.

Foreign Transactions: Visa has the right to assess a foreign conversion fee. This fee could be up to 1% of the transaction amount.

Other Charges: $10.00 lost/stolen card replacement fee


*VISA® Loan Rate: Based on the Wall Street Journal prime lending rate on the last day of each month, the maximum interest rate over the life of the loan is 18.00%. View Prime Rate Index

Consumer VISA Agreement

Personal Line of Credit Agreement

Visa Credit Card Account Disclosure

Applications are subject to credit approval. Your rate and credit limit will be determined by individual credit worthiness including income, debt ratio, employment and credit history. Verification of income may be required.


Home Banking

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Visa Platinum Rewards

APR as low as 13.99%

Visa Platinum

APR as low as 11.49%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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