The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Grace Period: How to avoid paying interest on Purchases
Your due date is the 25th day of each month. We will not charge any interest on the portion of the purchases balances that you pay by the due date of each month
Annual Fee: None
Transaction Fee: None
Minimum Finance Charge: Average Daily Balance Method (including new purchases)
Cash Advance Fee: 0% of advance. Interest will begin charging on the date of the transaction.
Late Payment Fee: A late charge of 5% of the payment or $25 whichever is greater, shall be charged on any payment not made within 10 days after its due date.
Foreign Transactions: Visa has the right to assess a foreign conversion fee. This fee could be up to 1% of the transaction amount.
Other Charges: $10.00 lost/stolen card replacement fee
*VISA® Loan Rate: Based on the Wall Street Journal prime lending rate on the last day of each month, the maximum interest rate over the life of the loan is 18.00%. View Prime Rate Index
Personal Line of Credit Agreement
Visa Credit Card Account Disclosure
Applications are subject to credit approval. Your rate and credit limit will be determined by individual credit worthiness including income, debt ratio, employment and credit history. Verification of income may be required.
