Loan Rates

New & Used Cars and Trucks Open Now New & Used Cars and Trucks
APR as low as Term Vehicle Year
3.74%* Up to 60 months 2010-2019
3.99%* 61 to 72 months 2010-2019
4.74%* 73 to 84 months 2010-2019

Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost.
Click here for more information and quotes.

Check the NADAvalue of your vehicle

Rebuilt/Restored titles: 

Call Cyprus Credit Union for rates and terms. (801) 260-7700

*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.

2009 & Older Used Cars and Trucks Apply Online 2009 & Older Used Cars and Trucks
APR as low as Term Vehicle Year
5.24%* Up to 60 months 2009 & Older
5.49%* 61 to 72 months 2009 & Older

Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost. Click here for more information and quotes.

Check the NADA value of your vehicle

*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.

All RV's and All Motorcycles Apply Online All RV's and All Motorcycles
APR as low as Term Vehicle Year
5.49%* Up to 60 months 2010-2019
5.49%* 61 to 72 Months 2010-2019
5.74%* 73 to 84 months 2010-2019
5.99%* 85 to 144 months 2010-2019
6.44%* Up to 36 months 2009 & Older
6.74%* 37 to 48 months 2009 & Older
6.99%* 49 to 60 months 2009 & Older
7.24%* 61 to 72 months 2009 & Older

6.24%*

RV Balloon Program: 2010-2019

120 month term with a 180 month amortization. Loan Amounts: 
$40,000 - $74,999

6.24%*

RV Balloon Program: 2010-2019

120 month term with a 240 month amortization. Loan Amounts: 
$60,000 - $200,000
 *Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
Visa Platinum/Platinum Awards (Variable Rate Visa) Apply Online Visa Platinum/Platinum Awards (Variable Rate Visa)
APR as low as Card Type Annual Fee
10.24% Variable Rate Visa 
Platinum Credit Card
No Annual Fee (see terms)
11.74% Variable Rate Visa 
Platinum Awards Credit Card
No Annual Fee (see terms)
Unsecured (Signature Loans) Apply Online Unsecured (Signature Loans)
APR as low as Term
8.99% Up to 36 Months
9.49% 37 to 48 Months
9.99% 49 to 60 Months
Share & Certificate Loans Apply Online Share & Certificate Loans
APR as low as Type
3.00% over highest declared dividend rate Share Secured
3.00% over the CD rate Certificate Secured
View our current 1st mortgage rates in the Mortgage Center.
Short & Sweet Mortgage (short-term mortgages at a sweet rate) Apply Online Short & Sweet Mortgage (short-term mortgages at a sweet rate)
Max LTV Minimum FICO score Max Loan Amount
80% 680 $250,000
Short & Sweet Mortgage Rates
Rates 10 year 15 year
First Tier 3.99% 4.24%
* Rates are subject to change | Owner Occupied Refinance
Home Equity Line of Credit Apply Online Home Equity Line of Credit

HELOC Default Rate

APR as low as 5.50% (prime rate +0%)

To apply call please call 801-260-7600 Ext 5330

Contact us at homeequity@cypruscu.com

We will loan up to 100% of the property‚Äôs value based on the evaluation or appraisal, minus 1st mortgage balance. An appraisal may be required on CLTV's (Combined Loan to Value) above 80%. Call for more details.

Loan will be subject to early termination fee.

Home Equity Line of Credit rate is based on the wall street Journal prime lending rate on the last day of each month. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4%.

 

Fixed Rate 2nd Mortgage
Rate APR (as low as) Term
5.24% 5.24% 10 years
6.74% 6.74% 15 years

Rates based on 80% or less CLTV (Combined Loan to Value)

To apply call please call 801-260-7600 Ext 5330

Contact us at homeequity@cypruscu.com

Construction Loans Apply Online Construction Loans
Closing APR as low as Term
Two time close 4.49% Up to 12 months
One time close TBD TBD

Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.

Contact us at construction@cypruscu.com

Improved Lot Loans
APR as low as Term LTV
5.25% 20/5 80%

Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.

Contact us at construction@cypruscu.com


Prime interest rate = 5.50%
Historical Prime Rates

Rates as of 5/8/19, variable rates may change.

Home Banking

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