Share-Secured Visa

Our Share-Secured Visa credit card gives you the opportunity to build credit while enjoying competitive rates, no annual fee, and easy access to funds.


The card is backed by funds deposited by you into a share savings account. The amount of your deposit determines the credit limit on the card.



Home Banking



cardMore Features & Benefits

  • Credit limits between $100 and $5,000
  • Low rates
  • No transaction or balance transfer fees
  • No minimum finance charge
  • No annual fee
  • 25-day grace period on purchases

CalendarMake the Most of Your Card

Your share-secured card functions like a traditional credit card and can impact your credit score. Be sure to:

  • Make payments on time
    Making on-time payments shows lenders you’re reliable. Late payments will negatively impact your credit score.
  • Monitor your credit usage
    A good rule of thumb is to use no more than 30% of the total credit available to you at any given time, including credit you may have from other financial institutions. This will help promote a healthy credit score.


Visa Terms     Apply Now 



Share-Secured Visa

APR as low as 12.24%

Share-Secured Visa

  • Build credit while enjoying competitive rates, no annual fee, and easy access to funds

Rewards Visa

APR as low as 14.74%

Visa Rewards

  • Earn one point for every dollar you spend and bonus points at select merchants.
  • Redeem for gift cards, travel, merchandise & more

Cash Back Visa

APR as low as 17.74%

Visa Cash Back

  • 1.5% cash back on all purchases 
  • Paid quarterly and automatically deposited to your savings account 

Low-Rate Visa

APR as low as 12.24%

Visa Low-Rate

  • Lowest interest rate
  • Great for debt consolidation


The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
You are about to send an e-mail message to Cyprus Credit Union or to one of our partner associations.

 Please do not send any personal financial information via Email.

 E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.