Fee Schedule

Our credit union stays in business by working in the best interest of all members. We are proud to offer many free and convenient services. However, in order to provide the services of processing and collecting checks, book-keeping, preparing and mailing statements, and other labor required to maintain credit union accounts, a fair price must be charged for certain extra services.

We do not ask members to pay for services they do not use. 

Click Here for a printable version of our Fee Schedule.

Fee Schedule
General Account Fees Fee
Account Closure Fee (If closed within 90 days of opening) $10
Account Research/Reconciliation (No charge if credit union error) $20 per hour
($20 minimum)
Bad Address (one time) $5
Card Payment/ Check by Phone Convenience Fee $10
Card Replacement $10
Card Rush Order  $25 per card
Check Copy $3
Coin > $100 5%
Collection Items $25 per item
Counter Checks $1 per sheet
Garnishment Fee $25
Inactive Account Fee (monthly after 1 year of no activity, youth accounts excluded) $5

Money Orders $1.50 each
Non CO-OP ATM Fee $2
Overdrawn / Privilege Pay Items $25 per item
Photocopy $1 per page
Repo Processing Fee

$50
Return Deposit Item $10 per item
Returned / NSF Items $25 per item

Special Check Handling $25 per item
Statement Copy $5
Stop Payment: Checks and ACH $25
Teller Check (2 free per month) $1
Verification of Deposit $5
Voice Response/Home Banking Check WIthdrawal $1
Wire Transfer: Incoming or Outgoing $15
Wire Transfer: International $50
General Account Fees Account Closure Fee (If closed within 90 days of opening) Fee $10
General Account Fees Account Research/Reconciliation (No charge if credit union error) Fee $20 per hour
($20 minimum)
General Account Fees Bad Address (one time) Fee $5
General Account Fees Card Payment/ Check by Phone Convenience Fee Fee $10
General Account Fees Card Replacement Fee $10
General Account Fees Card Rush Order  Fee $25 per card
General Account Fees Check Copy Fee $3
General Account Fees Coin > $100 Fee 5%
General Account Fees Collection Items Fee $25 per item
General Account Fees Counter Checks Fee $1 per sheet
General Account Fees Garnishment Fee Fee $25
General Account Fees Inactive Account Fee (monthly after 1 year of no activity, youth accounts excluded) Fee $5

General Account Fees Money Orders Fee $1.50 each
General Account Fees Non CO-OP ATM Fee Fee $2
General Account Fees Overdrawn / Privilege Pay Items Fee $25 per item
General Account Fees Photocopy Fee $1 per page
General Account Fees Repo Processing Fee

Fee $50
General Account Fees Return Deposit Item Fee $10 per item
General Account Fees Returned / NSF Items Fee $25 per item

General Account Fees Special Check Handling Fee $25 per item
General Account Fees Statement Copy Fee $5
General Account Fees Stop Payment: Checks and ACH Fee $25
General Account Fees Teller Check (2 free per month) Fee $1
General Account Fees Verification of Deposit Fee $5
General Account Fees Voice Response/Home Banking Check WIthdrawal Fee $1
General Account Fees Wire Transfer: Incoming or Outgoing Fee $15
General Account Fees Wire Transfer: International Fee $50
Checking Fees
Business Checking Fees Free Checking Business Checking
Type of Business Non- Profit
Club
Sole Proprietor
DBA, LLC, Corporation Partnership, LTD
Amount to open savings $25 $25
Minimum to open business checking $0 $50
Monthly fee
Per item fee
$0
$0
$2
$0.10 per check deposited and written
Set-up fee (one-time) $0 $15 (Sole Proprietor, DBA)
$25 (LLC, Corp, Partnership)
Loose coin deposited 0 10%
Checks Member pays Member pays
Earn interest Going rate Going rate
One signers must have a personal account and be verified through ChexSystems? Yes Yes
Business Checking Fees Type of Business Free Checking Non- Profit
Club Business Checking Sole Proprietor
DBA, LLC, Corporation Partnership, LTD
Business Checking Fees Amount to open savings Free Checking $25 Business Checking $25
Business Checking Fees Minimum to open business checking Free Checking $0 Business Checking $50
Business Checking Fees Monthly fee
Per item fee Free Checking $0
$0 Business Checking $2
$0.10 per check deposited and written
Business Checking Fees Set-up fee (one-time) Free Checking $0 Business Checking $15 (Sole Proprietor, DBA)
$25 (LLC, Corp, Partnership)
Business Checking Fees Loose coin deposited Free Checking 0 Business Checking 10%
Business Checking Fees Checks Free Checking Member pays Business Checking Member pays
Business Checking Fees Earn interest Free Checking Going rate Business Checking Going rate
Business Checking Fees One signers must have a personal account and be verified through ChexSystems? Free Checking Yes Business Checking Yes

Service charges are not limited to the above listed items. Subject to change without notice.

Other Cyprus Disclosures and Agreements

Last Updated: November 2, 2012

Home Banking

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