Round Up Savings

Build Your Savings Without a Second Thought

Dream Round Up Savings from Cyprus Credit Union transforms your would-be pocket change into high-yield savings. By automatically rounding your debit purchases to the next dollar and investing the difference into a dividend-earning savings account, you can save effortlessly day to day. Available for Dream Checking members.


Use Your Debit Card

Use your Cyprus debit card at shops, online retailers, gas stations, restaurants, and more.

The Roundup Difference is Calculated

Once your purchase is complete, Cyprus calculates the “roundup” difference between the purchase amount and the next whole dollar. For example: If you spend $3.40, the next whole dollar is $4, making your roundup difference $0.60.

Your Roundup Total is Transferred

At the end of each day, the "roundups" from the purchases you’ve made throughout the day are automatically added together and transferred from your Dream Checking account to your Dream Round Up Savings account. The funds will be kept in the account until it matures on October 31 of each year, at which point they’ll be deposited to your Dream Checking account along with the dividends they’ve earned.

Dividends Accrue at a Great Rate!

The balance in your Dream Round Up Savings account earns monthly dividends at a competitive variable rate. Take a look at our current rate below!

Home Banking

Dream Round Up Savings

APY 10.00%


APY as high as 5.25%

Auto Loans

Apr As Low As 6.74%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
You are about to send an e-mail message to Cyprus Credit Union or to one of our partner associations.

 Please do not send any personal financial information via Email.

 E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.