Personal Loans

Affordable Personal Loans in Utah—No Collateral Needed 

We know that financial needs can happen at any time—let us help. A Signature Loan from Cyprus Credit Union is a great way to consolidate debt, cover medical expenses, or fund some much-needed vacation time. Enjoy competitive personal loan rates, flexible repayment options, and no additional fees. 

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What is a Signature Loan?

A Signature Loan is a personal loan that allows you to quickly draw funds to cover any financial challenge or emergency. You can secure a personal loan in Utah without having to put up any collateral, meaning you don’t have to risk any personal assets to qualify. With Cyprus Credit Union’s Signature Loans, you can lock in flexible, competitive loan terms and repayment options, plus same-day funding in most cases, so you can cover your immediate financial needs faster. 

 

Unsecured (Signature) Loans

Personal Loans in Utah for Every Need 

Get the funds you need fast to cover just about anything. Choose from loan terms of up to 48 months and unlock a versatile lump sum to use for things like moving expenses, car repairs, medical bills, and many other possibilities.

 

Apply for a Unsecured (Signature) Loan

Share or Certificate Secured Loan

Build Credit with a Savings & Certificate Secured Loan

With a Savings & Certificate Secured Loan, you can use your savings or certificate as collateral. These low-rate, personal short-term loans are ideal if you’re looking to build or repair your credit without dipping into your savings.  

 

Apply for a Share/Certificate Secured Loan

 

Personal Loan Rates

Share & Certificate Loans Apply Online Share & Certificate Loans
APR as low as Type
3.00% over highest declared dividend rate Share Secured
3.00% over the CD rate Certificate Secured
Unsecured (Signature Loans) Apply Online Unsecured (Signature Loans)
APR as low as Term
12.49% 48 Months

 

 

Fast and Secure Online Loan Approval Process 

Complete our easy online application in minutes and get your signature personal loan approved quickly and securely. You'll receive an email notification or phone call when your loan is approved. 

Support from the Cyprus Lending Team

Ready to get started or have additional questions? Our Lending Center is here to give you the personalized, local service you expect from your neighborhood credit union whenever you need a personal loan in Utah. Give us a call today at 801-260-7700.

 

Ready to Get Started? Apply for Your Personal Loan Today! 

Take the next step toward achieving your financial goals with a low-rate Signature Loan from Cyprus Credit Union. Whether you’re planning for a major expense or need funds for unexpected costs, our application process is fast, secure, and hassle-free.

  Apply Now    Calculate Your Payment    LOAN RATES

 

Contact Us 

Not sure which loan is right for you? Speak with a loan specialist by calling 801-260-7700 or visiting one of our branch locations.   

 

 

FAQs

What is a signature loan, and how does it work?  
A signature loan from Cyprus Credit Union is a personal loan you can use to cover just about anything from big repair bills to moving expenses. You borrow a set amount and repay it in fixed monthly installments. You can get loan terms of up to 48 months, competitive rates, and no collateral needed to apply.  
How quickly can I receive funds?
Our Lending Team is here to get you a decision quickly, with funds available as soon as possible on the same day if we have all the necessary documents and information.
What are the interest rates and terms available for personal loans in Utah?  
Interest rates are subject to change. Personal loan terms can be up to 48 months. You can see rates for all our loan products here. 
Are there penalties for early repayment? 
No, there are no prepayment penalties with our signature loans, and you can enjoy flexible repayment options.
Can I prequalify without affecting my credit score? 

Yes, you can start the application process and figure out how much you can borrow and your potential loan term without affecting your score. Contact our Lending Team to learn more.

What credit score do I need to qualify for a personal loan? 

To qualify for a personal loan, you typically need a good credit score, steady proof of income, and a good debt-to-income ratio. Your loan terms are determined by these and other creditworthiness factors.

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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