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An overdraft line of credit is a loan attached to your checking account. If you spend all of the money in your checking account, or have an emergency, you can borrow against your overdraft line of credit. Instead of bouncing checks or having a purchase
declined and paying large fees, you can borrow a few dollars at a time to cover the transaction.
Transfers from your overdraft line of credit happen automatically to clear checks or process transactions. If you know in advance you will need money from your overdraft, you can transfer funds in Home Banking. Low fixed interest rates, no annual
fees and low monthly payments make it an easy way to protect your checking account from unnecessary fees.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility
or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about
third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy
notice for each linked web site.
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