Rewards Visa

Get Rewarded Every Time You Shop 

You work hard for your money, so why not make your money work for you? With a Rewards Visa card from Cyprus Credit Union, earn one point for every dollar you spend, and use those points to get some sweet perks. Plus, earn bonus points at select merchants. It’s one of the most rewarding credit cards you can get, and it's available at Cyprus Credit Union today!

 

Apply Now   VISA REWARDS STORE  Balance Transfer

RewardsRewards

Make traveling easy

A Rewards Visa makes your travel plans a breeze. Book reservations for flights, hotels, car rentals, cruises, excursions, and more. Redeem points for TSA PreCheck® vouchers to skip the line and save time getting to your destination.

Enjoy top-shelf merchandise

Use your Rewards Visa card points and treat yourself to the latest tech, fashion, household goods, and more! With brands like Apple®, Sony®, Bose®, and Dyson®, you’re sure to find something you’ll love. Shipping options include one- or two-day delivery.

Earn bonus points

If you’re looking for a credit card with the most rewards, look no further. Check out deals from select merchants to earn even more points for each dollar you spend.

Donate to a good cause

With more than 1.2 million nonprofit organizations connected to our network’s Charitable Giving Program, we make it easy to find a cause important to you.

Shop locally

Help local businesses thrive. Use points at local mom-and-pop shops or other small businesses to make a positive impact in your community.

Celebrate with a gift card

Find gift cards from your favorite retailers to give to family, friends, or yourself! You can even purchase Stockpile® gift cards that allow you to purchase stocks by the dollar.

Combine points

Does someone else in your family have a Cyprus Visa Rewards Card? Use the “householding” feature on the rewards site to combine your points!

open packageGet Started!

Ready to unlock your rewards? Visit dreamrewards.cypruscu.com to access our rewards website.

Follow these 3 steps to register your card: 

  1. Make sure Cyprus has your current phone number and email address. Need to make an update? Give us a call or log into Home or Mobile Banking and select Update Contact Info (located under the Preferences tab).

  2. Visit the rewards site. Once on dreamrewards.cypruscu.com, click "Sign up now" to create your credentials. 

  3. Fill out the requested information. Enter the required information (account holder name, ZIP code, last six digits of your new Visa Rewards card) and select continue. Click here for account setup instructions.

card

Rewards, with a Few More Perks

A Rewards Visa comes with some added benefits, so you can have even more control when you shop:

  • No Fees. No annual fees, no transaction fees, no balance transfer fees, and no minimum finance charges.
  • Protected by eGuard 3-D Secure technology
  • 24-hour online account access on Home Banking and the Mobile Banking app
  • No penalty APR
  • 25-day grace period on purchases
  • Billing dispute resolution
  • Easy-access cash advances
  • Auto rental collision coverage
  • Roadside Dispatch
  • Emergency card/cash disbursement
  • Lost or stolen card reporting
  • Personal ID theft coverage
  • Lost luggage reimbursement
  • Travel accident insurance
  • Extended warranty protection
  • Choice of card designs

 

Visa Terms

 

Ready to Get Rewarded?

 

Click below to apply for a new Reward Visa from Cyprus Credit Union. You can also call our Lending Team at 801-260-7700.

 

Apply Now   VISA REWARDS STORE  Balance Transfer

FAQs

How do I earn points? 

With your Rewards Visa from Cyprus Credit Union, earn points every time you use your card! At the pump, grocery store, or mall, each dollar spent racks up points you can use to unlock rewards. 

How do I redeem points?

Go to our Dream Rewards page to browse rewards and redeem your Visa card points on travel, gift cards, merchandise, and more!

Do my points expire?

Any unused points will expire after 4 years from opening the card. Also, you will not lose points as long as your account is in good standing.

Why should I get a rewards credit card from a credit union?

Getting a Visa credit card with rewards from a local credit union like Cyprus has many benefits, including lower fees and better rates. Plus, you’ll be part of the Cyprus community and have access to all the tools and resources we offer to improve financial stability. 

What is Auto Rental Collision Coverage?

When you use your Rewards Visa Card to rent a vehicle, you’ll get built-in Auto Rental Collision Damage Waiver coverage. Auto Rental Collision Damage Waiver will reimburse you for damages caused by collision or theft up to the actual cash value of most rental cars. For more information, go to www.eclaimsline.com or call 1-800-348-8472.

How does Roadside Dispatch work?

Roadside Dispatch is a pay-per-use roadside assistance program available 24/7. If you need a tow truck or locksmith, call 1-800-847-2869 for assistance. 

What is Lost Luggage Reimbursement?

When you use your Cyprus Rewards Visa Card to purchase a common carrier ticket, you can be reimbursed for the difference between the value of the amount claimed and the common carrier’s payment if your luggage is lost or stolen. For more information, visit www.eclaimsline.com or call 1-800-757-1274

What is Travel Accident Insurance?

Purchase your airline ticket with your covered Cyprus Rewards Visa Card and you can receive accidental death and dismemberment coverage. For more information, contact the Plan Administrator, CBSI, 550 Mamaroneck Ave., Harrison, NY 10528.

What is Extended Warranty Protection?

Extend your U.S. warranty’s time period when you use Rewards Visa for eligible purchases. Extended Warranty Protection will double the time period of coverage to your existing manufacturer’s U.S. warranty up to one additional year on eligible warranties of 3 years or less. The maximum coverage limit is $10,000 per claim and $50,000 per cardholder.

Rewards Visa

APR as low as 13.74%

Rewards Visa

  • Earn one point for every dollar you spend and bonus points at select merchants
  • Redeem for gift cards, travel, merchandise & more

Special Offer:

10,000 bonus points with new card when you spend $1,000 in the first 90 days

 

Cash Back Visa

APR as low as 16.74%

Cash Back Visa

  • 1.5% cash back on all purchases 
  • Paid quarterly and automatically deposited to your savings account 

Low-Rate Visa

APR as low as 11.24%

Low-Rate Visa

  • Lowest interest rate
  • Great for debt consolidation

Special Offer:

0% APR for the first 6 months on purchases and balance transfers with a new Low-Rate card

 

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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