Savings Rates

Promotional Certificate Accounts
Term Dividend Rate APY
20 month Certificate (CD) 2.00%  1.98%

APY = Annual Percentage Yield

Limited time offer, new money only. Minimum deposit of $1,000 is required for members with a Dream Checking account. Minimum deposit of $10,000 required for members without a Dream Checking account. Bump option available once during the term of the certificate. Membership and eligibility requirements apply. Deposits Federally Insured by NCUA.

 
Certificate Accounts, IRA Certificate Accounts and Dream Certificates
Term Dividend Rate APY
6 month Certificate (CD) .35% .35%
12 month Certificate (CD) .50% .50%
18 month Certificate (CD) .55% .55%
24 month Certificate (CD) .60% .60%
36 month Certificate (CD) .75% .75%
48 month Certificate (CD) .85% .85%
60 month Certificate (CD) 1.00% 1.00%
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member.
Regular Share Savings Interest Rates Open Now Regular Share Savings Interest Rates
Daily Balance Dividend Rate APY
$0.00 and over
 .05% .05%
** These interest rates apply to 0100, 0200 and 0300 account types
** Declared, paid and compounded monthly
Money Market
Daily Balance Dividend Rate APY
$0 to $2,499 .05% .05%
$2,500 to $9,999.99 .05% .05%
$10,000.00 to $24,999.99 .10% .10%
$25,000.00 to $49,999.99 .10% .10%
$50,000.00 to $99,999.99 .15% .15%
$100,000.00 to $199,999.99 .15% .15%
$200,000.00 and over
 .20% .20%
** Declared, paid and compounded monthly
Checking Open Now Checking
Daily Balance Dividend Rate APY
$0 to $49,999.99 .05% .05%
$50,000.00 and over .10% .10%
** Declared, paid and compounded monthly
IRA Shares
Daily Balance Dividend Rate APY
$0.00 to $2,499.99 .05% .05%
$2,500 to $9,999.99 .10% .10%
$10,000.00 to $24,999.99 .10% .10%
$25,000.00 to $49,999.99 .15% .15%
$50,000.00 and over .15% .15%
** Declared, paid and compounded monthly

Rates as of 6/27/22  | Rates subject to change at any time

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