Savings Rates

Promotional Certificate Accounts
Term Dividend Rate APY
24-month Certificate (CD) with one-time bump option 4.169%  4.25%

APY = Annual Percentage Yield

Limited time offer. Minimum deposit of $1,000 required. Membership and eligibility requirements apply. Deposits Federally Insured by NCUA.

Certificate Accounts, IRA Certificate Accounts and Dream Certificates
Term Dividend Rate APY
6 month Certificate (CD) 1.982% 2.00%
12 month Certificate (CD) 2.716% 2.75%
18 month Certificate (CD) 2.960% 3.00%
24 month Certificate (CD) 3.203% 3.25%
36 month Certificate (CD) 3.251% 3.30%
48 month Certificate (CD) 3.445% 3.50%
60 month Certificate (CD) 3.928% 4.00%
Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member.
Regular Share Savings Interest Rates Open Now Regular Share Savings Interest Rates
Daily Balance Dividend Rate APY
$0.00 and over
.05% .05%
** These interest rates apply to 0100, 0200 and 0300 account types
** Declared, paid and compounded monthly
Money Market
Daily Balance Dividend Rate APY
$0 to $2,499 .250% .25%
$2,500 to $9,999.99 .499% .50%
$10,000.00 to $24,999.99 .747% .75%
$25,000.00 to $49,999.99 .995% 1.00%
$50,000.00 to $99,999.99 1.094% 1.10%
$100,000.00 to $199,999.99 1.292% 1.30%
$200,000.00 and over
1.588% 1.60%
** Declared, paid and compounded monthly
Daily Balance Dividend Rate APY
$0 to $49,999.99 .05% .05%
$50,000.00 and over .10% .10%
** Declared, paid and compounded monthly
IRA Shares
Daily Balance Dividend Rate APY
$0.00 to $2,499.99 .250% .25%
$2,500 to $9,999.99 .499% .50%
$10,000.00 to $24,999.99 .747% .75%
$25,000.00 to $49,999.99 .995% 1.00%
$50,000.00 and over 1.243% 1.25%
** Declared, paid and compounded monthly

Rates as of 11/17/22  | Rates subject to change at any time

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Mortgage Rates

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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