MICR Number

What is a MICR Number?

A MICR number is a unique 12 digit number commonly used for setting up and authorizing electronic payments.  Your MICR number is separate from your member number.  Your member number identifies your membership as a whole, while a MICR number is assigned to a specific account.

What is a MICR Number used for?

MICR numbers are commonly used for setting up Automated Clearing House (ACH) payments or deposits. An ACH payment is an electronic payment you have setup with a company to debit your account for such things as utility bills, gym memberships, loan payments, etc. An ACH can also include deposits into your account such as your paycheck, Social Security, tax refund, etc. The MICR number is used to identify the specific account you want to use to receive or transfer ACH funds.

Where can I find the MICR number?

You can find your MICR number by logging into Home or Mobile Banking and selecting the account for which you would like the MICR information. 

  • Select the "Option Icon" with the three dots in your checking account.
  • Choose "Settings".
  • The MICR number will be listed in the "Details" tab.

    account settings


If you have checks, your MICR number can also be found on the bottom of your checks. It is located next to the routing number. (This is a sample image; your MICR number will be unique to your checks)


Jonathan Consumer check

Home Banking

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