Dream Checking

A More Rewarding Way to Bank

Dream Checking from Cyprus Credit Union is designed to help you dream big and achieve your financial goals. This account grants access to our suite of other Dream products to streamline your financial management, save for what matters most, and enhance your banking experience.

Home Banking



Everyday Savings Boosts

Your dividend-earning Dream Checking account unlocks access to Dream Certificates and Dream Round Up Savings.

Dream Certificates

Unlike traditional certificates, Dream Certificates may be opened with as little as $20 and can accept contributions throughout the term while earning the same APY as traditional certificates. 


Dream Round Up Savings

With Dream Round Up Savings, the spare change from every debit card transaction you make is automatically deposited into a high-yield savings account, so you can save effortlessly even while you make your day-to-day purchases.


Loan Discounts & Savings

As a Cyprus Dream Checking member, you’ll receive a 0.50% discount on Dream Auto and RV loans when you set up automatic payments from your Dream Checking account. Find a more attractive rate with another Utah credit union? We’ll match their offer on any like-for-like credit union product.*



Streamlined Financial Management

Dream Checking makes your financial management experience simple, with free, constant access to your credit score and report, credit monitoring, online budget planning & tracking tools, financial education resources, and more—all available on Home Banking and the Cyprus CU Mobile Banking app.


Practical Banking Solutions


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APY as high as 5.25%

Dream Round Up Savings

APY 10.00%

Auto Loans

Apr As Low As 6.74%


*Membership eligibility required. Rate match may not be combined with rate discount of 0.50% for Dream Auto and RV loans. Dream Checking account required. Loans approved for rate match must have automatic monthly payments originating from the Dream Checking account OR be enrolled in Home Banking and E-Statements. Other terms and conditions may apply. Speak with a Cyprus lending representative for more information. 

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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