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Teen Account
The best time for teens to prepare for their financial futures is now. Our products and resources are designed to help teens start their finances on the right foot and prepare for a successful future.
Saving
Savings Accounts
A share savings account (or simply "savings" account) is the account you open upon becoming a member at Cyprus Credit Union. Your funds are available to you at any time with no penalties for withdrawals. A minimum deposit of $5 is required at opening.
- Earn dividends on any positive balance
- Deposit checks easily on the Cyprus CU Mobile Banking app
- Funds are insured to at least $250,000 by the NCUA
High-Yield Money Market for Teens
A low savings balance doesn’t have to mean low interest earnings. Our High-Yield Money Market for Teens offers a reverse-tiered interest plan, so you get higher dividends on your lower balances.
Dream Certificates
With a low minimum required deposit of just $20, you can open a Dream Certificate and earn dividends at the same rate as a traditional certificate. Simply set up an automatic monthly deposit of at least $10 from your checking account to keep the account open, plus enjoy the flexibility to add funds anytime throughout the term of the Dream Certificate. These options make saving a rewarding experience as you save for college, your first car, vacation — you name it! A checking account is required in order to open a Dream Certificate.
Round Up Savings
With Dream Round Up Savings, the spare change from every debit card transaction you make is automatically deposited into a high-yield savings account, so you can save effortlessly even while you make your day-to-day purchases. A checking account is required in order to open Dream Round Up Savings.
Spending Smart
Teen Checking
Open a checking account to enjoy access to a Visa debit card, a Dream Round Up Savings account, Dream Certificates, and direct deposit. With no annual or monthly fees and no minimum balance requirements, a checking account the perfect place to start your financial journey.
Visa Debit Card
Conveniently pay for everyday expenses or emergencies without the fear of your cash becoming misplaced or stolen. A debit card from Cyprus Credit Union allows you to easily access the funds in your checking account while gaining experience with budgeting and payment tracking. Use your card wherever Visa is accepted and at any of 30,000 surcharge-free ATMs throughout the U.S.
Direct Deposit
Direct Deposit electronically transfers your funds directly into your account. No need to wait for a check to clear or stop by your financial institution, the funds are usually available immediately and automatically.
Budgeting
Home & Mobile Banking
View balances, account activity, and easily transfer funds between accounts with Cyprus Credit Union's Home Banking service and the Cyprus CU Mobile Banking app.
Budget Planning & Tracking Tools
These free tools in Home and Mobile Banking provide a visual representation of spending habits over time, allow you to create automated budgets based on your spending, and more!
Account Alerts
Monitor cash withdrawals, debit purchases, and balances with text and email alerts sent in real time.
Financial Success Resources
Personal Finance Video Series
Cyprus Credit Union's Personal Finance Video Series provides educational videos tailored for youth. Whether you’re a student looking to get your finances off to a great start, an educator using these videos as a teaching aid, or a parent teaching your child good money habits, our Personal Finance Series makes it easy to grasp essential money management skills from the start.
Personal Finance Curriculum
Cyprus Credit Union has partnered with Stukent to provide this curriculum free to Utah high schools. This resource introduces students to financial literacy principles in an immersive, engaging way. Students get hands-on experience with skills like budgeting, paying bills, filing taxes, understanding credit, and much more.
College Scholarships
We know that every bit helps when saving for higher education. That’s why Cyprus Credit Union offers $2,000 college scholarships to high school seniors planning to attend Utah-accredited colleges, universities, or trade schools.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
You are about to send an e-mail message to Cyprus Credit Union or to one of our partner associations.
Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
