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Mortgage Servicing
If you currently have a home loan with Cyprus, the Mortgage Servicing Team is here to help you with your mortgage needs. If you have questions about payments, payoffs, or any other matters related to your existing home loan, we can help.
Contact Information
For assistance on all mortgage loans including home equity products, contact our Mortgage Servicing team.
Second Mortgages Do one of the following to set up automatic payments to a second mortgage:
•Call our Mortgage Servicing team at 801-260-7600 (ext. 5350). •Email ServicingDepartment@CyprusCU.com. •Visit any Cyprus Credit Union branch and speak with a Cyprus representative.
FAQs
Can I skip a payment on my mortgage?
Skip-A-Payments are not permitted on mortgage loans.
Does my home equity line of credit (HELOC) have a variable or fixed interest rate?
Once your HELOC matures, the line of credit will be shut off; however, payments will continue to be due for a fixed time period. For more details, refer to your mortgage documents or contact our Mortgage Servicing team at 801-260-7600 (ext. 5350) or ServicingDepartment@CyprusCU.com.
What first-mortgage payment options do I have?
First mortgages have three different payment options:
Minimum payment
If you'd like to make the minimum payment only, simply complete your payment by the first day of each month.
Principal only
Once the minimum monthly payment has been completed, you may make principal-only payments if you wish. These can be made at any time throughout the remainder of the month to pay down the principal balance of the mortgage.
Additional escrow
Additional escrow payments can be made at any time.
Partial payments are NOT accepted at any time.
How do I make mortgage payments?
Online Log into your online Home Banking account and go to our Mortgage Center to make a payment.
Phone Call 801-260-7600 (ext. 5350) to make a payment over the phone.
Cyprus Credit Union P.O. Box 54040 Los Angeles, CA 90054-0040
Where can I find my 1098 tax statement?
1098 tax statements can be accessed in your online Home Banking account. For first mortgages, go to the Transactions tab in the menu and select Mortgage Center. For second mortgages, go to the Services tab in the menu and select Statements.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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