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Skip-A-Payment
Send your loan on a winter break by taking advantage of Skip-A-Payment! For only $30, you can skip your next loan payment* and have more money available for holiday fun. Plus, Cyprus will donate a portion of the $30 fee to Utah charities.
To skip your payment, simply log into Home Banking, go to the Services tab in the menu, and choose Skip A Payment. Here, you’ll see a list of your loans that qualify for a skip. Follow the prompts and repeat the process if you have more than one loan payment you’d like to skip. It’s that easy! Please request your skip at least 10 days before the due date of the payment you would like to skip. Your final payment will be due one month later than usual. Interest will continue accruing in the meantime.
Skip-A-Payment can be used at any time during the year. In most cases, you may skip a payment if: (1) your loan is in good standing, (2) you’ve made at least one payment since your last skip, and (3) you haven’t had more than two skips within a 12-month period. Simply use the Skip A Payment tool in Home Banking to see when you qualify.
Skip your payment on any of the following products:
New and used auto loans
Personal loans
Deposit-secured loans
R/V loans and boat loans
You may qualify to skip your monthly payment if:
- Your loan has been open for at least 60 days and you’ve made your first payment.
- You haven’t skipped more than two payments within the last 12 months.
- You’ve made at least one payment since your last skip.
- Your loan is current and in good standing.
*Deferment of this payment will extend the life of your loan and may cause an increase in the final payment amount. Payment deferment based on eligibility. If you no longer qualify, the offer may be withdrawn. You may not skip more than two (2) payments in a 12-month period. Deferred payments will not be covered by GAP protection, Life and Disability protection, or Major Mechanical Protection.
The rail navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows expand / close menus in sub levels. Up and Down arrows will navigate through top tier links. Enter and space opens menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Auto Loans
Apr As Low As 6.74%RV Loans
Apr As Low As 8.24%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
