Send your loan on a winter break by taking advantage of Skip-A-Payment! For only $30, you can skip your next loan payment* and have more money available for holiday fun. Plus, Cyprus will donate a portion of the $30 fee to Utah charities.

To skip your payment, simply log into Home Banking, go to the Services tab in the menu, and choose Skip A Payment. Here, you’ll see a list of your loans that qualify for a skip. Follow the prompts and repeat the process if you have more than one loan payment you’d like to skip. It’s that easy! Please request your skip at least 10 days before the due date of the payment you would like to skip. Your final payment will be due one month later than usual. Interest will continue accruing in the meantime.

Skip-A-Payment can be used at any time during the year. In most cases, you may skip a payment if: (1) your loan is in good standing, (2) you’ve made at least one payment since your last skip, and (3) you haven’t had more than two skips within a 12-month period. Simply use the Skip A Payment tool in Home Banking to see when you qualify.


Skip your payment on any of the following products:

  • New and used auto loans

  • Personal loans

  • Deposit-secured loans

  • R/V loans and boat loans

You may qualify to skip your monthly payment if:

  • Your loan has been open for at least 60 days and you’ve made your first payment.

  • You haven’t skipped more than two payments within the last 12 months.

  • You’ve made at least one payment since your last skip.

  • Your loan is current and in good standing.

*Deferment of this payment will extend the life of your loan and may cause an increase in the final payment amount. Payment deferment based on eligibility. If you no longer qualify, the offer may be withdrawn. You may not skip more than two (2) payments in a 12-month period. Deferred payments will not be covered by GAP protection, Life and Disability protection, or Major Mechanical Protection.

Home Banking

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Auto Loans

Apr As Low As 6.74%

RV Loans

Apr As Low As 8.24%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

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