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Mortgage Payment Assistance
Cyprus is here to help during the current COVID-19 situation. We know that many of our members have mortgages with us and may need financial assistance. Below are some solutions available during this time:
Log into Home Banking and launch the Mortgage Center. Here you will find a link to the resources available, this includes:
Forbearance – Suspend mortgage payments for up to three months. Following the forbearance, the suspended payments will be due in addition to the current months.
Loan Modification – Change the terms of your loan to bring it current.
Repayment Plan – Pay part of your loan during the forbearance period which is then subtracted from the total due at the end of the term.
You will also find a link here to schedule a return call time if you need additional assistance.
To skip-a payment, simply login to Home Banking and choose “Skip a Payment” under the services tab. Here you’ll see a list of all your loans that qualify for a skip. Follow the prompts and repeat the process if you have more than one loan payment you’d like to skip. It’s that easy! Please submit your skip ten (10) days before the due date of the payment you want to skip. Interest will continue to accrue on your loan, and your final payment will be due one month later than usual.
You can also set up Skip-a-Pay by calling our contact center at 801-260-7600
You may qualify to skip your monthly payment on any of these products if:
Your loan has been open for at least 60 days and you must have made your first payment.
You haven’t skipped more than 3 payments in the calendar year.
Your loan is current and in good standing.
The rail navigation utilizes arrow, enter, escape, and space bar key commands.
Left and right arrows expand / close menus in sub levels. Up and Down arrows will navigate through top tier links. Enter and space opens menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility
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